Tips for accepting a BCA credit card application : WisataBagus

How to create a BCA credit card to get acc faster

A few people don’t think it’s very difficult to figure out how to prepare a PCA credit card. Indonesia’s largest private bank is growing into the best private bank year-on-year in terms of products, services and so on in the PCA community, products, services and so on.

There are a variety of services and products offered by PCA, one of which is credit cards. Of the various types of credit cards issued by banks, it can be said that pca’s credit cards have many enthusiasts. Even every day, there are those who are interested in applying for a PCA credit card.

Credit card is now like earning a cash in a demand, especially now on m asa,compared to k a n d, by paying in cash  ,  making payments using  a credit card is considered very fun and practical. We have to pay the entire payment only at the end of the month.

Even for business people, credit cards can be very helpful because they  can be used to buy goods for manufacturing purposes, first pay according to the bill amount at the end of the month. If you are more interested in using a PCA credit card, here’s how to create a PCA credit card and complete information  .

Advantages of having a BCA credit card

Having a PCA credit card will definitely offer various benefits as compared to credit cards of other banks. The first advantage is that you can enjoy highly competitive loan interest rates. All the BCA credit cards you use, whether it’s Visa or Mastercard, all have very attractive interest rates.

Secondly, it is possible to shop comfortably abroad. You can shop abroad using a credit card from BCA, and the forex rate owned by this credit card is very low. The BCA also offers bca travel service, which will help you when you are on vacation abroad.

Thirdly, payments are received in real-time. If you make a credit card payment using the BCA ATM, BCA, using various transaction facilities by phone or from the BCA, even if you make the payment during the holidays, the amount of limit you will have at that time will increase immediately at that time.

Fourthly, it has a very wide business network. How to prepare a PCA credit card  is much loved, one of which is due to these advantages. The business network owned by PCA credit cards is so vast, supported by more than 1200 branches spread across the country. PCA has even collaborated with 6500 merchants.

Types of BCA CC that you should know

The BCA offers a wide selection of credit card types and is divided according to the fee. In addition, the range of this credit card is also different, so you can adjust it to your needs and income. The following is complete information about the choice of PCA credit card types:

  1. BCA card. Some cards are included in BCA card types such as daily card. The range of this card is IDR 3 million and the annual fee is IDR 125 thousand. There is also a platinum card with a range of ITR 20 million, as well as an annual fee of ITR 250 thousand. Finally, there is an Indomaret card with a limit of ITR 3 million and an annual fee of IDR 125 thousand.   How to prepare a PCA credit card is very easy.


  1. PCA Mastercard. BCA Mastercard card type, platinum type IDR has a limit of 20 million, the annual fee is IDR 450 thousand, the black type IDR is a range of 20 million and the IDR is a range of 450 thousand annual fees, finally Matahari Mastercard, a limit of 3 million and the annual fee is 125 thousand.


  1. BCA Visa Card. Visa Batman’s annual fee consists of IDR 125 thousand and IDR 3 million range, IDR’s visa block limit of 20 million and IDR 450 thousand annual fee, Visa Singapore Airlines, annual fee IDR 500 thousand and IDR 20 million range. How to prepare a PCA Black Credit Card  is very difficult, but the given limit is large.


  1. Types of BCA JCB Card The types of BCA JCB card are divided into two categories: nationwide privileges and world privileges. This credit card product is actually a special product, so that for information about annual fees and card limits, you can contact the PCA directly.

How to create a BCA credit card

Before preparing a credit card from the BCA, you need to make sure that you meet the various conditions offered by the BCA, such as a minimum monthly income of Rp. 4 million and a minimum of Rp. 3 million for some cards, at least 21 years and a maximum of 65 years.

Documents to be prepared while applying for the card such as identity card, proof of income for employees and professionals. If you are a self-employed person, you should link financial statements. In addition to this, other files, such as photocopies of savings accounts. NPWP is a professional license for those of you who work on a business establishment deed for professionals and self-employed.

If various documents are completed, you can do how to create a PCA credit card both online and offline. If you want to apply online, you can go directly through the PCA website or through financial services that have collaborated with the PCA.

If you choose to apply for a credit card offline, you will only have to go to the nearest PCA branch with various documents. Then, the customer service card will help you process the app. Fill in all the forms provided by customer service and make sure to fill it in completely. So that the card can be processed faster.

Tips for accepting a BCA credit card application

While it is very easy  to create a BCA credit card , in order for your credit card application to be accepted, you must meet various conditions. You must fill all the documents requested by the bank. In addition, make sure that the requested documents are in line with your needs, so that the applications can be processed quickly.

Secondly, make sure you have a good credit history. Bank BCA, of course, does not want to accept applications if you have a bad credit history. So make sure you don’t have any outstanding amount of instalments or histories of complex loans for the past 6 months. If you still have installments, make sure to pay on time.

Thirdly, the income as per the criteria required by the bank. It has been explained that the minimum income should be IDR 3 million and that there are many cards that say IDR 4 million. Make sure your income is appropriate. Some types of jobs can be very risky, so you can start saving using the PCA so that there is enough savings out there.

Fourth, have enough savings in a PCA account. In fact, it will be easier if you have enough money in a PCA account or have been a PCA customer for many years. By becoming a loyal customer, of course the bank will consider your application well.

A PCA credit card may actually be a great choice for those of you who want to have a credit card with professional and complete services, especially since the offers offered every month are very attractive. How to create a PCA credit card  is very easy and the process is very fast, so what are you waiting for.

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